A Heartfelt Thank You to My Incredible Clients 

As the year draws to a close, I want to take a moment to express my deepest gratitude to each and every one of you. Thank you for trusting me with one of the most important decisions of your life—your real estate journey. Whether it was finding your dream home, selling a beloved property, or investing in your future, it’s been an absolute honor to be part of your story.

Your trust, loyalty, and partnership mean the world to me. I love what I do, and I’m so grateful to wake up every day and help amazing clients like you achieve your real estate goals. Your successes inspire me, and your referrals and kind words continue to motivate me to deliver the best service possible.

Here’s to more milestones, memories, and moments shared in the future. Thank you for making this journey so rewarding. Cheers to you all! 🏡❤️

With heartfelt gratitude,

Heather Hornall PREC*

STILL ON THE FENCE WHEN TO BUY REAL ESTATE?

If you’ve been considering buying a home, winter and the start of the new year might just be the best time to take the plunge. Here’s why savvy buyers are seizing this moment to secure their dream homes:

1. Less Competition, More Opportunity

The hustle and bustle of spring and summer markets are well-known, but with them comes fierce competition. Winter buyers, on the other hand, enjoy a calmer market with fewer active shoppers. This means less stress, more negotiation power, and a greater chance of landing your ideal property without getting into a bidding war.

2. Interest Rates Have Dropped

Mortgage rates have decreased by 0.50%, making now an opportune time to lock in a lower monthly payment. This reduction can save you thousands of dollars over the life of your loan, making homeownership more affordable than it was just a few months ago.

3. Plenty of Deals to Be Found

Winter often brings motivated sellers who are eager to close deals quickly, especially before the end of the tax year. This dynamic creates favourable conditions for buyers to negotiate discounts, score extras like furniture or appliances, or simply enjoy a smoother transaction.

4. A Fresh Start for the New Year

Buying a home at the start of the year offers a sense of renewal and a fresh beginning. It’s the perfect time to settle into your new space and plan for the future, making 2024 a year to remember.

Whether you're looking for your forever home or an investment property, the winter market offers significant advantages. With lower competition, reduced interest rates, and plenty of deals to be had, there’s no better time to act than right now.

HAVE A BLESSED DAY EVERYONE

-HEATHER HORNALL